Question: What Is a Good Interest Rate on a Car Loan? 10 points?
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Answer #1:
Great? 0%. Toyota's currently offering it.Normally? 3.9% offered by Capital One on any car you buy.
All hard credit pulls that occur within a 2 week period when shopping for a car is counted as ********ONE**********.
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"For instance, the model has a buffer period that ignores inquiries within 30 days of getting a mortgage or a car loan. It also counts two or more "hard" inquiries in the same 14-day period as just one inquiry.
"You could have 30 in two weeks and it only counts as one," Ulzheimer says."
Answer #2:
With the way that most loans lately been hard to secure in this econonmy. The websites places are easy to check and sometimes less paperwork.I suggest Click Here
Answer #3:
I belong to a number of credit unions all of which have better rates than banks.One has 3.99%, another a 4.50% "swap & drop" plan.
All car loan inquiry's within a week or two are considered as one.
But, if you cant get approved at one place, theres usually a reason that wont change by applying at a dozen other places.
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